One of the most terrifying experiences a car owner can experience is the moment when their car begins to overheat. It can be a dramatic affair, replete with scary sights and sounds alike. Even more terrifying are the images of a ghastly repair bill on the horizon.

Ask any automobile owner what constitutes the bulk of their financial emergency concerns and they will undoubtedly mention their vehicle. Cars, for all of the utility they provide, have an unfortunate habit of breaking down at inconvenient times. The best way to fight this problem is through routine maintenance and smart budgeting. Let’s take a look at a few items to consider when creating an automobile emergency fund.